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How to Use Your FSA/HSA Funds at AU Baby: The Ultimate Guide

If you have a flexible spending account (FSA) or health savings account (HSA), you can use your pre-tax dollars to invest in our clean, non-toxic merino textiles.

We partner directly with Pay with Flex, allowing you to use your dedicated HSA/FSA debit card seamlessly right at our checkout window. If you prefer to use a standard credit card, you can simply use your email invoice to submit a claim to your provider for reimbursement.
Because medical eligibility guidelines vary depending on who you are shopping for, here is exactly how our superfine merino collections qualify for tax-free healthcare funds:

1. For Baby: Soothing Sensitive Skin & Eczema
For infants and newborns, healthcare funds can be used when natural textiles are required to manage, soothe, or prevent chronic skin irritation.
  • The Medical Condition: Infant eczema, psoriasis, contact dermatitis, and extreme skin sensitivity.
  • The Science: Synthetic fleece or chemically treated cotton blankets trap body heat, creating a hot microclimate that triggers inflammation. Our raw, untreated superfine merino wool is clinically proven to minimize mechanical irritation, keeping a baby’s delicate skin cool, dry, and balanced.

Close up of two babies holding hands on a white sheet with blue and grey superfine merino wool waffle knit blankets for eczema safe newborn sleep

Further Reading for Infant Skin Health:


2. For Adults: Sleep Support & Skin Care
For our adult collection, eligibility expands significantly to cover both sleep architecture and dermatological wellness.
  • The Medical Conditions: Chronic insomnia, menopausal and temperature-related sleep disruption, adult eczema, psoriasis, and highly sensitive skin.
  • The Science for Sleep: Merino fibers actively respond to shifts in your core body temperature, releasing excess heat instead of trapping it like polyester throws. Supporting natural temperature cycles helps you fall asleep faster and stay in deep sleep states longer.
  • The Science for Skin: Our untreated superfine adult blankets create a hypoallergenic sanctuary by utilizing wool’s natural moisture transport and breathability to prevent sweat build-up and pressure point friction. Clinically shown to keep sleepers in their optimal thermal comfort zone, it enables the skin to breathe for a more restful, less fragmented sleep cycle.

Grandmother resting on a neutral linen couch with a camel colored extrafine merino wool throw blanket covering her lapFurther Reading for Adult Sleep & Wellness:


Ready to shop? Head over to our dedicated FSA/HSA Information Page to learn more about checking out seamlessly with Pay with Flex, or browse our fully eligible FSA/HSA Collection.

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